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Microcredit with Banco Palmas – by Alex Hornung
Banco Palmas is a Brazilian community bank founded in 1998 in Conjunto Palmeira, a neighborhood of 32,000 inhabitants, located in the suburbs of Fortaleza in the state of Ceará, Brazil operating under the principle of the "Solidarity Socio-Economy." It is the first of currently 52 similarly structured community banks, also known as "community development banks" (CDBs), throughout Brazil. It is managed locally by the Association of Residents of Conjunto Palmeira (Associação dos Moradores do Conjunto Palmeira), known by its acronym ASMOCONP, the staff of which is mostly volunteer. Its mission is to implement programs and projects for work and income [...]
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